Privacy Policy

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The information below spells out the privacy and security practices of our non-profit entity Kingdom Application Ministries (tax ID 68-0480736) (together, “Network for Good”). This Privacy Policy describes the types of information Network for Good may collect from you or that you may provide when you visit our websites or mobile sites at www.kingdomapplicationministries.org and www.kingdomapplicationministries.com (including sub-domains, web pages within this site or any equivalent mirror, replacement, substitute, or backup website), or any other website, mobile site or application that links to this Privacy Policy, accessed via any device, or accessing or using any of our Services (collectively, the “Websites”). “Services” means any of the Kingdom Application Ministries products or services, e.g., or any applications, including mobile applications, made available by Kingdom Application Ministries.

If you do not agree with any of the terms and conditions in this Privacy Policy, please discontinue using Kingdom Application Ministries Websites and our Services.

This Privacy Policy is organized into two sections: (1) “General Provisions,” which apply to everyone using or visiting the Websites; (2) “Special Privacy & Security Provisions for Donors,” which apply only to users who make donations through our Websites;

1. General Provisions

Security

We take reasonable security precautions to protect the personal information that we collect and you provide to us. We use industry-accepted tools, including technology protocols, to protect against the loss, misuse and unauthorized alteration of the information we collect. KAM helps to protect your information by ensuring the systems in place and the our vendors who provide a secure and safe environment for credit card donations. Please remember that the safety and security of your information also depends on you. We will not share your credentials with other entities that are not involved in the processing of the student loan process.

Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to us. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures we put in place for your protection.

What Information Do We Collect?

As discussed in greater detail below, we collect two types of information: personal information you submit to us voluntarily and information we collect automatically when you use our Websites or Services. “Personal information” is data that can be used to uniquely identify or contact a single person. Personal information we collect may include your name, phone number, mailing address, e-mail address and payment information, such as credit card number and expiration date. We may also collect information such as your student loan provider, amount owed and interest rate on your loan(s). We may collect information from you when you use our Websites, such as when you sign up for a Kingdom Application Ministries account, subscribe to our newsletters, and or make a donations.

When you submit payment information to us via the Websites, you consent to providing your payment information to us and to our vendors processing the donation to the extent required to provide our Services to you. When we collect payment information directly from you, we transmit this payment information directly to our vendor. For donations, we store the final four digits of the card number and the expiration date.

We also collect non-personal information from you passively. Like most website administrators, we use log files that record information such as Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and page navigation. We gather this information to track website visitor movement in the aggregate, and to gather broad demographic information for aggregate use. Our goal in gathering this information is to learn how our customers and the public are using our Services. IP addresses that are recorded by our log files are not linked to personal information.

Links and Third Party Websites

The Websites contain links to other sites and in certain circumstances, we use third parties to provide you with certain services. Please be aware that Kingdom Application Ministries is not responsible for the privacy practices of such other sites or companies. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every website that collects personal information. This Privacy Policy applies solely to information collected by our Websites.

For all Website users, as you navigate through and interact with our Websites, we may automatically collect certain information about your equipment, browsing actions and patterns, including details of your visits to our Websites, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Websites; information about your computer and internet connection, including your IP address, operating system and browser type; and other information obtained through third party analytics tools, such as Google Analytics.

  • Kingdom Application Ministries uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses “cookies”, text files that are stored on your computer, to analyze your use of the Websites. The information generated by the cookie about your use of the Websites (including your shortened IP address) is transmitted to a Google server in the U.S. and stored there. Google will use this information to evaluate your use of the Websites, compile reports on website activity for us, and to provide other services related to the Websites and internet use. Google may also transfer this information to third parties if required by law, or where third parties process these data on behalf of Google. For more information about Google Analytics, or to opt out of Google Analytics, please go to the Google Analytics Opt Out Settings page.
  • We use cookies in order to bring you more relevant messaging with Google Display and Search Advertising (e.g., Remarketing or Google Display Network Impression Reporting).
  • We use third-party vendors, including Google, in order to show ads on third-party sites across the Internet.
  • Network for Good along with third-party vendors, including Google, use first-party cookies (such as the Google Analytics cookie) and third-party cookies (such as the DoubleClick cookie) together to inform, optimize, and serve ads based on past visits to our Websites and to report how ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to visits to the Websites.
  • We use data from Google Analytics Demographics, Interest Reporting, and thirdparty audience data to help us understand how people find and use our Websites.
  • Visitors can opt-out of Google Analytics for Display Advertising, customize Google Display Network ads using Google’s Ads Settings page.
  • Cookies do not allow the Websites to access personal information that you haven’t already provided to us.

Do Not Track Requests; Third Party Tracking

Kingdom Application Ministries does not currently take actions to respond to Do Not Track signals sent by your web browser because a uniform technological standard has not yet been developed. We continue to review new technologies and may adopt a standard once one is created. Third parties, other than our vendors (such as our website analytics providers), do not have authorization from us to track which websites you visited prior to and after visiting the Websites. That said, we cannot control third party tracking and there may be some third party tracking that occurs without our knowledge or consent.

How We Use Your Information

If you make donations to Kingdom Application Ministries our use of your personal information will be for the purpose of contacting, you later about the student loan relief process. All other uses are described in the Special Provisions below. In addition to such uses, we may use the information we collect in accordance with this Privacy Policy for the following purposes:

  • To communicate with you regarding the results of your donations;
  • To respond to your inquiries and to contact you about changes to the Websites;
  • To send you notices or our e-Newsletter (if you have signed up to receive it);
  • To notify you of opportunities for future donations;
  • To send you information of Services and other offerings;
  • To provide and maintain the Websites, help diagnose problems with the Websites, and to administer and audit usage of the Websites;
  • For statistical analysis and internal business purposes such as identifying fundraising trends.
  • For any other purposes disclosed at the time the information is collected or to which you consent; and
  • As otherwise specifically described in this Privacy Policy.

Information You Publicly Post

If you decide to participate in our Websites’ features, such as online blogs, by posting content, you understand that this information is publicly available.

Information You Provide to Social Networking Sites

The Websites allow you to access social networking sites including Facebook®, Twitter®, LinkedIn®, and GooglePlus®.

Kingdom Application Ministries makes every effort to preserve donor and customer privacy, we may need to disclose personal information when we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order, or legal process served on our organization. We also may disclose your personal information to third parties if we have reason to believe that disclosing such information is necessary to conduct investigations of possible breaches of law, to cooperate in any legal investigation, or to identify, contact, or bring legal action against someone who may be violating any agreement with us, including our Terms & Conditions.

Profiles or Accounts

When you, if a donor, submit your contact information to sign up for a Kingdom Application Ministries Profile, you agree and consent that Kingdom Application Ministries may send you communication relating to our products, events, or updates. When you, submit your contact information to sign up for an account with Kingdom Application Ministries, you agree and consent that Kingdom Application Ministries may send you organization communication relating to our products, events, or other business information. Please contact us to opt out of receiving such communication or you may opt out by clicking on the “unsubscribe” link at the bottom of our emails.

Disclosure or Transfer of Data to Affiliates or Subsidiaries or in Connection with Organization Change

We may disclose personal information that we collect or you provide to us with our affiliates or subsidiaries that require access to your personal information for business purposes.

We may disclose personal information that we collect or you provide as described in this Privacy Policy to any buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about users of our Websites is among the assets transferred.

In the event that Kingdom Application Ministries is involved in a bankruptcy, merger, acquisition, consolidation, change of control, liquidation, reorganization, or sale or transfer of assets, your information may be sold or transferred as part of that transaction. Our obligations in this Privacy Policy will apply to your information as transferred to the new entity.

Disclosure or Transfer of Data to Third Party Vendors

We may use third parties to help operate and improve our Websites, assist us in providing products or services to you, to process and collect donations, to provide analytics, or provide tools we embed into our Websites, products, and services. We may share information we have about you with such third parties, solely for their use to provide services to us. Please be aware that such third parties have their own privacy policies, which govern their use of your information. For a full list of such third parties and their privacy policies, please contact us.

Other Terms

Transfer of Information

We are based in the United States of America. Any personal information you provide may be stored and maintained in a secure database in the United States or transferred to a secure database outside the United States. By providing us with your information, you consent to this transfer.

Children Under the Age of 13

We do not knowingly collect personal information from children under 13 or knowingly allow such persons to log in to the Websites. If you are under 13, do not use or provide any information on these Websites or on or through any of its features or provide any information about yourself to us, including your name, address, telephone number, e-mail address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information as soon as practicable. If you believe we might have any information from or about a child under 13, please contact us.

Accessing, Correcting and Deleting Your Information

If you would like to access, modify, correct, or delete your personal information, please contact us. When you contact us, you may be required to provide us some details to verify your identity in this case. We may not accommodate a request to change or delete information if we believe the change would violate any law or legal requirement, cause the information to be incorrect, or we are unable to verify your identity. In addition, if we have received your information from a third party, we may not be able to modify, correct or delete your information.

Your California Privacy Rights

California Civil Code Section § 1798.83 permits users of our Websites that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us. Under Section § 1798.83, we currently do not share any personal information with third parties for their direct marketing purposes.

Changes to the Policy

Kingdom Application Ministries periodically reviews and updates this Privacy Policy. If we decide to change this Privacy Policy, we will post those changes to our Websites so our donors are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We may also, in our sole discretion, notify you of such changes via our e-Newsletter or email to your email address that we have in our records. Any updates or changes to this Privacy Policy will become effective upon posting. By continuing to access or use any of our Websites after those changes become effective, you agree to be bound by the revised Privacy Policy.

2. Special Privacy & Security Provisions for Donors

Kingdom Application Ministries respects and protects your privacy and will never sell or rent your personal information to other individuals or companies. The information that you provide is used only to complete your donation, provide you with a donation receipt or, upon request, provide you with a donation history.

When you create an account with Kingdom Application Ministries you may choose to receive your donation records at tax time and occasional email updates on Kingdom Application Ministries progress on the student loan relief effort. If you do not wish to hear from us, simply uncheck the box on the bottom of the billing page, unsubscribe from a mailing using the “unsubscribe” link, or contact us directly.

  • Add This Social Sharing: If you use the social sharing features on the Websites to inform a friend about our Websites or Services, you will be asked to provide the friend’s name and email address. Kingdom Application Ministries stores this information for the sole purpose of sending a one-time email and will not add your friend to our mailing list.
  • Special note on employee giving: Kingdom Application Ministries provides employee giving solutions for partner companies. When Kingdom Application Ministries is processing donations as part of a specific employee giving campaign on the Websites or a page hosted by Kingdom Application Ministries, we do share some donor information (such as name, email address, donation amount), but not credit card or financial information, with the partner company to confirm that the donation was made by a legitimate employee. In these instances, the partner company has disclosed its relationship to Kingdom Application Ministries through its Intranet, website or employee communications prior to the donation being made.

Special note on corporate partners: Kingdom Application Ministries partners with other organizations and companies to enable giving across the Internet. Please be aware that donor information shared through a corporate partner site is accessible by the partner and Kingdom Application Ministries. Kingdom Application Ministries is not responsible for the privacy practices of our partners and any donor information shared through partner sites. Any such information is subject to that partner’s privacy policy.

However, when donations are “Powered by Kingdom Application Ministries,” the donor information shared with recipient charities is subject to Kingdom Application Ministries Privacy Policy. We will only pass on the information you provide us if you authorize us to do so.

What information is being shared by Kingdom Application Ministries with student loan institutions?

When you make a donation via the website that subscribes and links to a KAM, your full contact information will not be shared with anyone until Kingdom Application Ministries make a payment to your student loan institution. When you make a donation via the Websites, other Kingdom Application Ministries products, or a partner website that uses Kingdom Application Ministries donation processing services, you may be asked what information you wish to be shared. Kingdom Application Ministries respects donor privacy and only shares information with donor consent.

Complying with Regulations

Donations through the Kingdom Application Ministries giving system are processed by the Kingdom Application Ministries, a section 501(c)(3) nonprofit, which will distribute your donation appropriately. All donations are final and may not be refunded.

Terms & Conditions

You agree to be bound by these terms of use (“Terms & Conditions”) by doing any of the following:

  • By accessing or using any of the Kingdom Application Ministries websites (collectively, the “Websites”),
  • By accessing or using any of the Kingdom Application Ministries services, or any applications (including mobile applications) made available by Kingdom Application Ministries (collectively, the “Services”), like making donations,
  • When you receive a donation from Kingdom Application Ministries toward your student loan balance, You agree to have your picture taken with listed with the amount of donation received from Kingdom Application Ministries posted on the Kingdom Application Ministries web site.

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY, AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS AND REMEDIES. By accessing and using the Websites or Services, or receiving donations through Kingdom Application Ministries, you signify that you have read, understand, acknowledge, and agree to be bound by the following Terms & Conditions.

You acknowledge that these Terms & Conditions are supported by reasonable and valuable consideration, the receipt and adequacy of which are hereby acknowledged. You may not use the Websites or Services and may not accept these Terms & Conditions if you are not of legal age to form a binding contract with Kingdom Application Ministries. If you do not agree to these Terms & Conditions, you may not use the Websites or Services or receive any donations through Kingdom Application Ministries. Any use of the Websites or Services in violation of these Terms may result in termination or suspension of your permission to access or use the Websites and Services.

Note that there may be times when we offer a special feature or service, like a subscription-based service, or a special feature or service provided by one of our many partnering organizations that has its own terms and conditions that apply in addition to these Terms & Conditions. In those cases, the terms specific to the special feature, service, or application control to the extent there is a conflict with these Terms & Conditions.

The terms “we,” “us,” or “our” shall refer to Kingdom Application Ministries. The terms “you,” “your,” or “User” shall refer to any individual or entity who accepts these Terms of Use by using this Websites or the Services. If you are using the Services on behalf of a legal entity, you represent that you are authorized to enter into an agreement on behalf of that legal entity. Nothing in these Terms & Conditions shall be deemed to confer any third-party rights or benefits.

We reserve the right, in our sole discretion, to change these Terms & Conditions (“Updated Terms”) from time to time. We will make reasonable efforts to provide you with notice if the Updated Terms contain any material and substantive changes to your use of the Websites or Services. You agree that we may notify you of the Updated Terms by posting them on the Websites or Services, and that your use of the Services after the effective date of the Updated Terms (or engaging in such other conduct as we may reasonably specify) constitutes your agreement to the Updated Terms.

Therefore, you should review these Terms & Conditions and any Updated Terms before using the Services. The Updated Terms will be effective as of the time of posting, or such later date as may be specified in the Updated Terms and will apply to your use of the Services from that point forward. These Terms & Conditions will govern any disputes arising before the effective date of the Updated Terms.

Intellectual Property

All trademarks, service marks, and trade names on the Websites, including the Kingdom Application Ministries marks (collectively the “Marks”) are trademarks or registered trademarks of, and are proprietary to, Kingdom Application Ministries or other owners that have granted Kingdom Application Ministries the right and license to use such Marks. Kingdom Application Ministries owns all rights, title, and interest in the Websites and Services, all text, content, graphics, interfaces, code and materials, the look and feel, selection and arrangement, design, and organization of the Websites and Services, and the compilation of the content, code, data, and materials on the Websites and Services, including all intellectual property and proprietary rights (collectively, the “Content”). The Websites, Services, and Content are copyrighted and are the property of Kingdom Application Ministries. We may change the Websites or Services or delete Content or features at any time, in any way, for any or no reason.

Except as we specifically agree in writing, no Content from the Websites may be used, reproduced, transmitted, distributed, or otherwise exploited in any way other than as part of the Websites. Requests for written consent may be made via email to ________________ Kingdom Application Ministries shall be the sole and exclusive owner of the Services, Websites, and Content, all new versions, improvements, enhancements, additions, and modifications to the Services, Websites, or Content, all copyright, patent, trade secret, trademark, and other intellectual property rights related to the Services, Websites, and Content, and all tangible media on which the Services, Websites, and Content are maintained. You shall have no claim or right whatsoever with respect to the Services, Websites, or Content except for the limited license to use the Services, Websites, and Content granted herein. You may not use, copy, modify, transfer, or make any derivative works of all or any part of the Services, Websites, or Content, or any copy, adaptation, transcription, or merged portion thereof, except as expressly permitted hereunder. You may display and download onto a single personal computer and print in portions of the Content from the Websites and Services solely for your own personal, non-commercial use. Otherwise, you may not copy, reproduce, distribute, transmit, display, perform, publish, license, modify, translate, adapt, create derivative works from, transfer, sell, or otherwise exploit the Websites, Services, or Content. If you undertake any such prohibited action, your license shall be automatically terminated.

Contact

When you, if a donor, submit your contact information to sign up for a Kingdom Application Ministries Profile, you agree and consent that Kingdom Application Ministries may send you communication relating to our products and events. When you, if a nonprofit, submit your organization’s contact information to sign up for an account with Kingdom Application Ministries, you agree and consent that Kingdom Application Ministries may send your organization communication relating to our products, events, or other business information. Please contact us to opt out of receiving such communication.

Telephone calls with Kingdom Application Ministries may be recorded for quality and training purposes. You agree and consent to the recording of any telephone calls between you and Kingdom Application Ministries and, further, represent and covenant that the subscriber or customary user of any phone number you have provided to us at which we may contact you, has been informed of and provided his or her consent to the foregoing call recording.

Privacy

You shall be solely responsible for the quality and accuracy of all data that you enter into the Websites and Services. Except as otherwise provided in these Terms & Conditions, as against Kingdom Application Ministries, such data shall be your sole property. Please note that Kingdom Application Ministries use of your data, including personal information, will be in accordance with our Privacy Policy, the terms of which are incorporated herein by reference, which can be found at

Improvements

Kingdom Application Ministries may update or otherwise modify the Services or Websites at any time for any reason in Kingdom Application Ministries sole discretion. Kingdom Application Ministries may shut down the Services or Websites for maintenance and development work when necessary. Kingdom Application Ministries shall have no obligation whatsoever to customize, modify or improve the Services or Websites.

Rules of Conduct

You acknowledge and agree that:

You will not use the Websites or Services in connection with pyramid schemes, chain letters, junk email, spamming, or any duplicative or unsolicited messages (commercial or otherwise). You will not send unsolicited or unauthorized advertising, solicitations, spam, junk mail or harvest or collect email or other contact information of other users of the Websites for the purposes of sending spam.

You will not publish, post, upload, distribute, or disseminate any materials that violate any legal rights (such as rights of privacy and publicity, intellectual property rights, or any other legal rights) of others, or otherwise violate any such rights using the Websites or Services.

You will not publish, post, upload, distribute, or disseminate any profane, defamatory, obscene, indecent, or unlawful topic, name, image, material or information.

You will not publish, post, upload, distribute, or disseminate any content that, in the sole judgment of Network for Good, is objectionable, or which may expose the Websites, Services, or their users to any harm.

You will not publish, post, upload, distribute, or disseminate any topic, name, material, or information that incites discrimination, hate, or violence towards one person or a group because of their race, gender, sexual orientation, religion, or national origin, or that insults the victims of crimes against humanity by contesting the existence of those crimes.

You will not reverse engineer any aspect of the Websites. You will not use spiders, scrapers, crawlers, or other automated means or interface not provided by us to access the Websites or to extract data.

You will not upload files that contain viruses, Trojan horses, worms, time bombs, cancelbots, corrupted files, or any other similar software or programs that may damage the operation of another’s computer or property of another.

You will not download any file or information that you know, or reasonably should know, cannot be legally distributed in such manner.

You will not falsify or delete any author attributions, legal or other proper notices, or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded.

You will not restrict or inhibit any other authorized user from using and enjoying the Websites or Services.

You will not violate any applicable laws or regulations.

You will not create a false identity for the purpose of misleading others.

We take no responsibility and assume no liability for any content posted, stored, or uploaded by you or any third party, or for any loss or damage thereto, nor is Network for Good liable for any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography, or profanity you may encounter. Network for Good is not liable for any statements, representations, or content provided by its Users on the Websites or through the Services. Although we have no obligation to screen, edit, or monitor any of the content posted to or distributed through any interactive area of the Websites or through the Services, we reserve the right, and have sole discretion, to remove without notice any content posted or stored on the Websites or through the Services.

Disclaimers

THE CONTENT, THE WEBSITES, THE SERVICES, OR ANY THIRD PARTY WEBSITES OR SERVICES LINKED TO FROM THE WEBSITES OR OTHERWISE ACCESSED BY YOU IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS AND WITHOUT WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF TITLE, MERCHANTABILITY, NON-INTERFERRENCE, SUITABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, AVAILABILITY, SECURITY, COMPATIBILITY, AND NONINFRINGEMENT, AND WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR TRADE USAGE. WE DO NOT WARRANT THAT ANY CONTENT WILL BE ERROR-FREE, THAT ACCESS THERETO WILL BE UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEBSITES, THE SERVICES, OR THE SERVERS THAT MAKE SUCH CONTENT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT GUARANTEE THE SEUCIRYT OF ANY INFORMATION TRANSMITTED TO OR FROM THE SITE. MOREOVER, YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF ANY CONTENT. YOU HEREBY IRREVOCABLY WAIVE ANY CLAIM AGAINST US WITH RESPECT TO CONTENT AND ANY CONTENT YOU PROVIDE TO THIRD PARTY WEBSITES (INCLUDING CREDIT CARD AND OTHER PERSONAL INFORMATION). Certain laws do not allow limitations on implied warranties or conditions, or the exclusion or limitation of certain damages. If these laws apply, some or all of the above disclaimers, exclusions, or limitations, may not apply to you, and you may have additional rights to those contained herein.

Jurisdictional Issues

The Websites are controlled and operated from the United States and are not intended to subject Kingdom Application Ministries to the laws or jurisdiction of any state, country or territory other than that of the United States. We do not represent or warrant that the Websites or the Services are appropriate or available for use in any particular jurisdiction other than the United States. In choosing to access the Websites or use the Services, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules and regulations. We may limit the Websites’ availability, in whole or in part, to any person, geographic area or jurisdiction we choose, at any time and in our sole discretion.

Online Help and FAQs

The Services include online help functions and a “Frequently Asked Questions” section to assist you and your access holders in the use of the Services. Kingdom Application Ministries currently makes customer support and services available at no cost to You, via telephone and email on weekdays between 5:00PM and 9:00PM Eastern time, excluding holidays that are recognized by Kingdom Application Ministries. However, the provision of such customer support and services is subject to change at any time without notice, in Kingdom Application Ministries sole discretion.

Indemnification

You are responsible for maintaining the confidentiality of your username(s), password(s), and your account(s), as well as all activities that occur under your account(s). You hereby agree to indemnify, defend, and hold us, our licensors, licensees, distributors, agents, representatives, and other authorized users, and each of the foregoing entities’ respective resellers, distributors, service providers and suppliers, and all of the foregoing entities’ respective officers, directors, owners, employees, agents, representatives, and assigns (collectively, the “Indemnified Parties”) harmless from and against any and all losses, damages, liabilities, and costs (including settlement costs and any legal or other fees and expenses for investigating or defending any actions or threatened actions) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms & Conditions or claims arising from your use of the Websites, Services, Content, and/or your account(s). You shall use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to employ separate counsel and assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

Limitation of Liability

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL WE, OUR LICENSORS OR LICENSEES, OR ANY OF THE FOREGOING ENTITIES’ RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS, OR SUPPLIERS, BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES INCLUDING LOST PROFITS, BUSINESS INTERRUPTION, LOST DATA, PERSONAL INJURY (INCLUDING DEATH), AND PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, THAT RESULT FROM (A) THE USE OF, OR THE INABILITY TO USE, THE WEBSITES, SERVICES, OR CONTENT, OR (B) THE CONDUCT OR ACTIONS, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THE WEBSITES OR SERVICES OR ANY OTHER PERSON OR ENTITY, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, OR $100 (WHICHEVER IS LESS) FOR ACCESSING OR PARTICIPATING IN ANY ACTIVITY RELATED TO THE WEBSITES OR SERVICES. MOREOVER, UNDER NO CIRCUMSTANCES SHALL WE, OUR LICENSORS, OR LICENSEES, OR ANY OF THE FOREGOING ENTITIES’ RESPECTIVE RESELLERS, DISTRIBUTORS, SERVICE PROVIDERS, OR SUPPLIERS, BE HELD LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE RESULTING DIRECTLY OR INDIRECTLY FROM AN ACT OF FORCE MAJEURE OR CAUSES BEYOND OUR OR THEIR REASONABLE CONTROL.

THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS CONTAINED HEREIN AND ELSEWHERE IN THESE TERMS & CONDITIONS APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

General Provisions

These Terms & Conditions shall be construed in accordance with the laws of the State of Texas, without regards to conflict of laws principles. You hereby irrevocably consent to the jurisdiction of the courts in the District of Columbia. If any provision of these Terms & Conditions shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms & Conditions and shall not affect the validity and enforceability of any remaining provisions. No waiver of any provision of these Terms & Conditions by us shall be deemed a further or continuing waiver of such provision or any other provision, and our failure to assert any right or provision under these Terms & Conditions shall not constitute a waiver of such right or provision. In these Terms & Conditions, the word “including” is used illustratively, as if followed by the words “but not limited to.” YOU AGREE THAT ANY CAUSE OF ACTION YOU MAY HAVE ARISING OUT OF OR RELATED TO THESE TERMS & CONDITIONS OR THE WEBSITES, SERVICES, OR CONTENT MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.

Supply of goods, services, and software through the Websites is subject to United States export control and economic sanctions requirements. By acquiring any such items through the Websites, you represent and warrant that your acquisition comports with and your use of the item will comport with those requirements. Without limiting the foregoing, you may not acquire goods, services, or software through the Websites if: 1) you are in, under the control of, or a national or resident of Cuba, Iran, North Korea, Sudan, the Crimea region of the Ukraine, or Syria or if you are on the U.S. Treasury Department’s Specially Designated Nationals List or the U.S. Commerce Department’s Denied Persons List, Unverified List or Entity List or 2) you intend to supply the acquired goods, services, or software to Cuba, Iran, North Korea, Sudan, the Crimea region of the Ukraine or Syria (or a national or resident of one of these countries) or to a person on the Specially Designated Nationals List, Denied Persons List, Unverified List, or Entity List.

We may suspend or terminate your account and your ability to use the Services, the Websites, or portion thereof for failure to comply with these Terms & Conditions or any special terms related to a particular service, for infringing copyright, or for any other reason whatsoever.

These Terms & Conditions constitute the entire agreement between the parties pertaining to the matters set forth herein and supersedes all prior and contemporaneous agreements, representations, and understandings of the parties, except the Network for Good Services Agreement, which shall govern the use of the Services by nonprofit organizations that subscribe to our Services, and the Privacy Policy.